Financial rails
Accounts, payment accounts, beneficiaries, payouts, and Open Banking behind tenant policy.
Phoenix Financial Cloud
Operator-provisioned access to OpenPayd-backed accounts, virtual IBANs, beneficiary validation, payouts, Open Banking, and gated digital-asset capabilities through Phoenix controls.
Accounts, payment accounts, beneficiaries, payouts, and Open Banking behind tenant policy.
Entitlements, approval gates, audit records, and reconciliation boundaries stay in Phoenix.
Credentials and production mutating traffic are controlled by authorized operators only.
Production URLs, production credentials, webhook keys, and digital-asset contracts remain gated OpenPayd onboarding inputs. Production mutating actions are disabled by default.